Residential Hard Money Loans

Residential Hard Money Loans

If you’re searching for Residential Hard Money Loans we can help!  Since the beginning of Brad Loans we have funded millions of dollars in residential loans.  As a direct hard money lender with over 4 decades of experience clients can rely on us to deliver fair terms and fund loans quickly. We work with all types of credit situations and borrowers and understand even the most complicated situations.

Our residential hard money loans are virtually always funded quicker and are more cost effective than our competitors.  We have the capital you need and knowledge to fund your residential hard money loan.  Our hard money loans can be used to purchase or refinance a single family residence, condominium, duplex, triplex, or quadreplex.

Full Service Hard Money Lender

Brad Loans is a premier direct hard money lender using its own capital to fund hard money loans in the state of Arizona. When you get a residential hard money loan from Brad Loans we process the application, underwrite the loan, and fund all of the hard money ourselves.  Brad Loans has been working with real estate and hard money since 1972 and has many satisfied residential hard money borrowers, real estate investment professionals, and brokers.

Residential Hard Money Loan Details

Brad Loans is proud to offer hard money loans for residential purchases.  We loan up to 80% LTV or 100% LTV with Cross-Collateral.  We have been lending hard money long enough to understand that clients deserve to have transparent and fair terms.

Every Brad Loans borrower can count on never being penalized for paying of a loan early or being hassled with ridiculous terms, or junk fees.  Apply now or call to see just how simple and easy it is to get a residential hard money loan can be.  We make it quick, simple, and consultations are free!

Loan Details

We offer residential hard money loans with transparent and fair terms.  Read below for more information about the details or our loan programs. We loan to both owner occupants and real estate investors.

  • No Pre-payment Penalties
  • Down payment for owner occupants – 20%
  • Loans for up to 80% for owner occupants
  • Down payment for real estate investors – 30%
  • Loans for up to 70% for real estate investors
  • 100% LTV loans available with cross-collateral
  • Interest rates starting at 11.99%
  • Loans require $1,920 in fees for processing, inspection, etc.

 

Owner Occupied Residential Hard Money Loan Requirements

Owner occupied loans also must follow these guidelines to get loans funded by Brad Loans.  These guidelines are designed to help borrowers understand the terms clearly and safeguard new properties by having homeowner’s insurance paid along with property taxes in advance.

  • High cost loans must have the first year of property taxes and hazard insurance paid.
  • Hard money borrowers must be offered both NO pre-payment penalty and pre-payment penalty loan options.
  • Loan terms must be disclosed in detail before signing any contracts or having loans funded.
  • Borrower’s income must be 3rd party verified

 

Summary
Service Type
Residential Hard Money Loans
Provider Name
Brad Loans by eMortgage Inc.,
7522 E McDonald Dr.,Scottsdale,Arizona-85250,
Telephone No.602-999-9499
Area
Arizona
Description
If you’re searching for Residential Hard Money Loans we can help! Since the beginning of Brad Loans we have funded millions of dollars in residential loans. As a direct hard money lender with over 4 decades of experience clients can rely on us to deliver fair terms and fund loans quickly.
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