If you’re searching for “Hard Money Lenders” in Tempe, AZ Brad Loans by eMortgage can help! We offer Hard Money Loans for fix and flip, real estate, bridging the gap between buying and selling a home, short sales or other business ventures such as fix & flip investments. Read more about our hard money loan offerings below.
About Brad Loans By eMortgage, Inc
Brad Loans By eMortgage Inc. is a proud member of the National Association of Mortgage Brokers, the Arizona Association of Mortgage Brokers as well as being A+ rated with Better Business Bureau (BBB). We are licensed by the Arizona Department of Financial Institutions under mortgage broker license number MB0903436, and under the National Mortgage Licensing System NMLS #195785.
How To Qualify For A Hard Money Loan
Would you like to know more information about how to qualify for a hard money loan? Have you had any foreclosures in the past? Are you not a US Citizen? Have a discharged bankruptcy? Investing In A Short Sale? No “Established Credit”… No Problem! Brad Loans by eMortgage, Inc is Tempe’s premier ‘bad credit’ or ‘no credit’ hard money lender!
Qualifying For A Hard Money Loan
Loan Programs We Offer
Loan programs we offer are: Owner Occupied Loans up to 80% LTV, Investor Loans up to 70% LTV, Up To 100% LTV With Cross Collateral, Purchase or Re-Finance, 30 Year Fully Amortized Loans – No Balloon and No Pre-Payment Penalty.
Hard Money Loan Application
Fill out our hard money loan application to see if you qualify. The form is available in both Spanish & English versions. Regardless of what kind of credit issues you have, you will most likely qualify a hard money loan as long as you can prove adequate income and have a sufficient down payment.
Hard Money Lender Reviews
Hard Money Loan Reviews: “This company is a rare find in today’s market. They are honest, upfront and ethical in all of their dealings. They honor their commitments and go above and beyond to help throughout the process and thereafter. Brad and Amber are an absolute pleasure to deal with and are always willing to answer any questions. They are the real deal!!” – 5 Star Review On Yelp: Bukky R.
Hard Money Loans For Real Estate Fix & Flip
A lot of real estate investors in Tempe and the rest of the valley have the inside track for finding great fix and flip properties but don’t always have the cash to buy them. Traditional bank loans can be difficult to get for fix and flip real estate, and that is where Brad Loans comes in. We specialize in both loans for people looking to occupy the real estate they buy and fix and flip real estate investors. It is easy and quick to apply and we work with challenged credit situations so that everyone has a more fair shake at the American dream. With cross collateral real estate investors can even secure no money down hard money loans through Brad Loans. For more information please call or fill out an application to get the process started.
Fix & Flip Investments
A lot of Arizona residents are looking for a way to afford the finer things in life and prepare for retirement. While the 9 to 5 pays the bills and helps save some money getting involved in the real estate fix & flip market can help create more wealth and achieve more comfortable living. For most people buying a second property with their regular salary is unrealistic and a loan is needed. For the uninitiated a fix & flip purchase is the buying of real estate which needs reasonable repairs, addressing the problem areas, and reselling the property. Some fix & flip real estate investors can buy, repair, and sell as many as 15 properties a year!
Choosing The Right Opportunities
Finding properties for sale isn’t much of a challenge. The challenge is finding those properties which have enough repairs to make the purchase inexpensive, not require unreasonable repairs, but yield a resale value high enough to pay out a good return. This means that investors should avoid properties that will require complete rebuilds, have foundation problems, or other serious and other costly repairs. Inspecting the property carefully will help create a budget for what it would take to put the property back on the market, including all repair costs, and ensure that fix & flip investors will be able to turn a healthy profit.
Long Term Real Estate Investments
Many fix & flippers end up building up enough capital to retain some of the properties or invest in rental units. Once these real estate properties are paid off they are a consistent source of income which can help provide the foundation for financial security both in the short and long term.
Read More About How To Use Hard Money
Apply For A Hard Money Loan
To apply for a hard money loan in Tempe, AZ, fill out our loan application or give us a call today at (480) 948-0880.
Telephone No.1-888-392-3843
