How to Qualify

Had a Foreclosure? Short Sale? Discharged Bankruptcy? Non-US Citizen? No “Established Credit”… No Problem!

Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender!

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What We Do

We are a Hard Money Lender, making real estate loans to both Owner Occupants and Investors in Arizona.

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Contact

BradLoans.com by eMortgage
7522 East McDonald Drive
Scottsdale, AZ 85250
Office: 480-948-0880
eFax: 1-888-392-3843
Licensed Mortgage Broker # MB0903436, NMLS # 195785

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I offer Hard Money Loans in & around Phoenix

Arizona Private Money & Hard Money

Loan Programs & Fees

No Pre-Payment Penalty

OWNER OCC OR INVESTOR 20 YEAR FULLY AMORTIZED 70% LTV

Pays Off like a Car Loan

  • 12.99% – cost: greater of $4,000 or 8 points + $1,920 eMortgage fees
  • 14.99% - cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • No pre-payment penalty
  • Purchase or Refinance
details

OWNER OCC ONLY 20 YEAR FULLY AMORTIZED 80% LTV

Pays off like a Car Loan

  • 13.99% – cost: greater of $4,000 or 8 points + $1,920 eMortgage fees
  • 15.99% – cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • No pre-payment penalty
  • Purchase or Refinance
details

OWNER OCC ONLY RE-FINANCE 20 YEAR FULLY AMORTIZED 65% LTV

Pays Off like a Car Loan

  • 14.99% – cost: (NO Points!) $1,920 eMortgage fees
  • No pre-payment penalty
  • Owner Occupied Refinance only
details

INVESTOR ONLY ONE YEAR 70% LTV

Interest Only

  • 16.99%
  • 0 points
  • $1,920 eMortgage fees
  • 4 month interest minimum
  • No pre-payment penalty
  • Purchase or Refinance
details

INVESTOR ONLY 30 YEAR AMORTIZATION 70% LTV

7 Year Balloon

  • 12.99% – cost: greater of $4,000 or 8 points + $1,920 eMortgage fees
  • 14.99% - cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • Refinance or Purchase
  • No pre-payment penalty
  • Purchase or Refinance
details
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