How to Qualify

Easy Loan Borrower Qualifications

NO PREPAYMENT PENALTY!

Would you like to know how to qualify for or get a hard money loan? Have you had a Foreclosure? Short Sale? Discharged Bankruptcy? Are you a Non-US Citizen? No “Established Credit”… No Problem!  Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender!

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What We Do

We are a Hard Money Lender, making real estate loans to both Owner Occupants and Investors in Arizona.

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Contact

BradLoans.com by eMortgage
7522 East McDonald Drive
Scottsdale, AZ 85250
Office: 480-948-0880
eFax: 1-888-392-3843
Licensed Mortgage Broker # MB0903436, NMLS # 195785

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I offer Hard Money Loans in & around Phoenix

Arizona Private Money & Hard Money

Hard Money Lenders Phoenix AZ

In need of a hard money loan for fix and flip, short sales or other quick turnover endeavors? Looking for the most trustworthy Arizona hard money lender you can find that gets your for you money quickly? You have come to the right place! When traditional banks and lenders have you down, we come to your rescue. Call now to speak to a live associate (480) 948-0880. Welcome to Brad Loans Hard Money Lenders Arizona site. We are the most knowledgable, fastest, and reliable Arizona hard money lenders in AZ.                            We offer private hard money loans at a maximum rate of 80% loan to value that we can fund in days! Tax returns are not needed, neither are pay stubs, and bad credit is OK with us! So, if you are looking for a quick loan for that fix and flip, rehab, auction, or otherwise, we are your #1 source. (480) 948-0880 to secure your Phoenix Arizona hard money loan today, we are willing to bet you won't be disappointed!

Loan Programs & Fees

No Pre-Payment Penalty

OWNER OCC OR INVESTOR 20 YEAR FULLY AMORTIZED 70% LTV

Pays Off like a Car Loan

  • 11.99% – cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • 13.99% – cost: greater of $2,000 or 4 points + $1,920 eMortgage fees
  • No pre-payment penalty
  • Purchase or Refinance
details

OWNER OCC ONLY 20 YEAR FULLY AMORTIZED 80% LTV

Pays off like a Car Loan

  • 12.99% – cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • 14.99% – cost: greater of $2,000 or 4 points + $1,920 eMortgage fees
  • No pre-payment penalty
  • Purchase or Refinance
details

OWNER OCC ONLY RE-FINANCE 20 YEAR FULLY AMORTIZED 65% LTV

Pays Off like a Car Loan

  • 14.99% – cost: (NO Points!) $1,920 eMortgage fees
  • No pre-payment penalty
  • Owner Occupied Refinance only
details

INVESTOR ONLY ONE YEAR 70% LTV

Interest Only

  • 15.99%
  • 0 points
  • $1,920 eMortgage fees
  • 4 month interest minimum
  • No pre-payment penalty
  • Purchase or Refinance
details

INVESTOR ONLY 30 YEAR AMORTIZATION 70% LTV

7 Year Balloon

  • 11.99% – cost: greater of $3,000 or 6 points + $1,920 eMortgage fees
  • 13.99% – cost: greater of $2,000 or 4 points + $1,920 eMortgage fees
  • Refinance or Purchase
  • No pre-payment penalty
  • Purchase or Refinance
details
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